Currency Converter
Convert between 160+ currencies at today’s mid-market rate, see the hidden markup in your bank’s rate, and check up to five years of rate history.
- Live daily rates
- Markup checker
- Compare currencies
- 5-year history
Converted in your browser. Only the rate list is downloaded.
The chart loads when you scroll here.
Quick conversion tables
USD to INR
INR to USD
How to convert currency
- Enter the amountType an amount – you can use commas, 2.5k, 5L, 1.2cr or a sum like 100*12.
- Choose the currenciesPick the currency you have and the one you want. Use the swap button to reverse them.
- Check the real costAdd your bank’s fee or the rate you were offered to see the hidden markup and what you’ll actually receive.
How to get a better exchange rate
- Compare against the mid-market rate. Enter the rate you’re offered above – a markup under 1% is good; 3–5% is common at airports and hotel counters.
- Pay in the local currency. When a card machine abroad offers to charge you in your home currency (dynamic currency conversion), say no – its rate is usually worse.
- Watch for “zero commission”. A provider with no fee can still make money through a poor rate, so check both the fee and the rate.
- Use a card with low foreign fees for spending abroad, and avoid withdrawing small amounts of cash many times.
- Send larger transfers less often. Fixed fees cost proportionally less on bigger amounts.
How the conversion works
Rates for every currency are quoted against the US dollar, so converting between two other currencies uses a cross rate: amount × (rate of target ÷ rate of source). For example, to turn euros into rupees, the converter divides the rupee rate by the euro rate. Results are rounded to each currency’s usual decimal places – none for the Japanese yen, three for the Kuwaiti dinar.
Where the rates come from
Current rates are mid-market reference rates from ExchangeRate-API, updated once a day. The history chart uses European Central Bank reference rates via the open-source Frankfurter service. Both are reference rates for information – the rate you get from a bank or money transfer service will differ.
Frequently asked questions
What is the mid-market rate?
It’s the midpoint between the buying and selling prices of a currency on global markets – the fairest reference rate. This converter shows mid-market rates. Banks, card providers and exchange counters usually give you a worse rate and keep the difference.
Why is my bank’s rate different from this one?
Most providers add a markup to the mid-market rate, and some also charge a fee. Enter the rate you were offered under “Check a bank or card rate” to see the markup as a percentage and how much it costs you.
How often are the rates updated?
The live rates come from ExchangeRate-API and are refreshed once a day. The time of the last update is shown under the result. The history chart uses European Central Bank reference rates, published on working days.
Can I type amounts like 5L, 2.5k or 100*12?
Yes. You can use commas in any style (1,50,000 or 150,000), the shortcuts k (thousand), m (million), L or lakh (1,00,000) and cr or crore (1,00,00,000), and simple sums with + − × ÷ and brackets.
Why is there no history chart for some currencies?
The chart uses European Central Bank reference rates, which cover about 30 major currencies including the US dollar, euro, pound, rupee and yen. For other currencies the converter still works, but history isn’t available.
Can I use these rates for invoices or tax?
They’re fine for estimates and everyday decisions. For tax, customs or accounting, use the rate your authority or auditor specifies – for example, Indian income tax rules refer to the SBI telegraphic transfer (TT) buying rate.
How much do cards charge for foreign currency?
Many debit and credit cards add a foreign transaction fee, often around 1–3.5% of the amount, and some also apply their own exchange rate. Enter that percentage under “Bank or card fee” to see what you’ll really pay.
Is the currency converter free?
Yes, completely free with no sign-up. The amounts you type stay in your browser – only the list of rates is downloaded.
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